The Bihar Protection of Interest of Depositors (In Financial Establishments) (Amendment) Act, 2013

Bihar · state statute
Open in Lexace · Ask the AI about this act
          
/uni093F/uni0928/uni092C/uni0902/uni0927/uni0928 /uni0938/uni0902/g201 /uni092F/uni093E /uni092A/uni09400/uni091F/g5470-40  
 
/g466/uni092C/uni0939/uni093E/uni0930 /g466/uni092C/uni0939/uni093E/uni0930 /g466/uni092C/uni0939/uni093E/uni0930 /g466/uni092C/uni0939/uni093E/uni0930  /uni0917/uni091C/uni091F /uni0917/uni091C/uni091F /uni0917/uni091C/uni091F /uni0917/uni091C/uni091F  
/uni0905/uni0938/uni093E/uni0927/uni093E/uni0930/uni0923 /uni0905/uni0902/uni0915 /uni0905/uni0938/uni093E/uni0927/uni093E/uni0930/uni0923 /uni0905/uni0902/uni0915 /uni0905/uni0938/uni093E/uni0927/uni093E/uni0930/uni0923 /uni0905/uni0902/uni0915 /uni0905/uni0938/uni093E/uni0927/uni093E/uni0930/uni0923 /uni0905/uni0902/uni0915  
/g466/uni092C/uni0939/uni093E/uni0930 /uni0938/uni0930/uni0915/uni093E/uni0930 /g430/uni093E/uni0930/uni093E /u0942/uni0915/uni093E/uni093F/uni0936/uni0924 /g466/uni092C/uni0939/uni093E/uni0930 /uni0938/uni0930/uni0915/uni093E/uni0930 /g430/uni093E/uni0930/uni093E /u0942/uni0915/uni093E/uni093F/uni0936/uni0924 /g466/uni092C/uni0939/uni093E/uni0930 /uni0938/uni0930/uni0915/uni093E/uni0930 /g430/uni093E/uni0930/uni093E /u0942/uni0915/uni093E/uni093F/uni0936/uni0924 /g466/uni092C/uni0939/uni093E/uni0930 /uni0938/uni0930/uni0915/uni093E/uni0930 /g430/uni093E/uni0930/uni093E /u0942/uni0915/uni093E/uni093F/uni0936/uni0924  
 
 25 25 25 25    /u094C/uni093E/uni0935/uni0923 /u094C/uni093E/uni0935/uni0923 /u094C/uni093E/uni0935/uni0923 /u094C/uni093E/uni0935/uni0923    11 11935 935 935 935    (( ((/uni0936/uni0936 /uni0936/uni093600 00)) )) 
(( ((/uni0938/uni0902/uni0938/uni0902 /uni0938/uni0902/uni0938/uni090200 00    /uni092A/uni092A /uni092A/uni092A/uni091F/uni0928/uni093E /uni091F/uni0928/uni093E /uni091F/uni0928/uni093E /uni091F/uni0928/uni093E 662 662 662 662) ) ) )  /uni092A/uni092A /uni092A/uni092A/uni091F/uni0928/uni093E /uni091F/uni0928/uni093E /uni091F/uni0928/uni093E /uni091F/uni0928/uni093E,, ,,    /uni0936/uni0941/u092C /uni0936/uni0941/u092C /uni0936/uni0941/u092C /uni0936/uni0941/u092C/uni0935/uni093E/uni0930 /uni0935/uni093E/uni0930 /uni0935/uni093E/uni0930 /uni0935/uni093E/uni0930,, ,,    16 16 16 16    /uni0905/uni0917/u0903 /uni0924 /uni0905/uni0917/u0903 /uni0924 /uni0905/uni0917/u0903 /uni0924 /uni0905/uni0917/u0903 /uni0924    2013 2013 2013 2013  
 
fof/k foHkkx 
&&&&&&&&&&& 
vf/klwpuk,a 
16 vxLr 2013 
la0 ,y0th0&1&22@2013@yst% 163 —fcgkj fo/kku eaMy }kjk ;Fkkikfjr fuEufyf[kr vf/kfu; e] 
ftlij egkefge jkT;iky fnukad 13 vxLr] 2013  dks vuqefr ns pqds gSa] blds }kjk loZ&lk/kkj.k dh 
lwpuk ds fy;s izdkf'kr fd;k tkrk gSA 
fcgkj&jkT;iky ds vkns'k ls] 
mTToy dqekj nqcs] 
ljdkj ds la;qDr lfpoA 
  
 
 
 
 
 
 
 
 
 2 /g466/uni092C/uni0939/uni093E/uni0930 /uni0917/uni091C/uni091F (/uni0905/uni0938/uni093E/uni0927/uni093E/uni0930/uni0923 ), 16 /uni0905/uni0917/u0903 /uni0924  2013  
 fcgkj tekdÙkkZvksa ds fcgkj tekdÙkkZvksa ds fcgkj tekdÙkkZvksa ds fcgkj tekdÙkkZvksa ds fgrksa dk laj{k.k ¼foÙkh; LFkkiukvksa esa½ ¼la'kks/ku½ fgrksa dk laj{k.k ¼foÙkh; LFkkiukvksa esa½ ¼la'kks/ku½ fgrksa dk laj{k.k ¼foÙkh; LFkkiukvksa esa½ ¼la'kks/ku½ fgrksa dk laj{k.k ¼foÙkh; LFkkiukvksa esa½ ¼la'kks/ku½ vf/kfu;e vf/kfu;e vf/kfu;e vf/kfu;e] 2013 ] 2013 ] 2013 ] 2013    
[fcgkj vf/kfu;e 19] 2013 ]    
fcgkj tekdÙkkZvksa ds fgrksa dk laj{k.k ¼foRrh; LFkkiukvksa esa½ vf/kfu;e] 2002 ¼fcgkj vf/kfu;e] 
18] 2002½ dk la'kks/ku djus ds fy, vf/kfu;e A    
Hkkjr x.kjkT; ds Hkkjr x.kjkT; ds Hkkjr x.kjkT; ds Hkkjr x.kjkT; ds pkSlBosa o"kZ esa fcgkj jkT; ds fo /kku eaMy }kjk fuEufyf[kr :i esa pkSlBosa o"kZ esa fcgkj jkT; ds fo/kku eaMy }kjk fu Eufyf[kr :i esa pkSlBosa o"kZ esa fcgkj jkT; ds fo/kku eaMy }kjk fu Eufyf[kr :i esa pkSlBosa o"kZ esa fcgkj jkT; ds fo/kku eaMy }kjk fu Eufyf[kr :i esa 
;g vf/kfu;fer gks %& ;g vf/kfu;fer gks %& ;g vf/kfu;fer gks %& ;g vf/kfu;fer gks %&    
11 11-- --    laf{kIr uke] foLrkj ,oa izkjaHk A& laf{kIr uke] foLrkj ,oa izkjaHk A& laf{kIr uke] foLrkj ,oa izkjaHk A& laf{kIr uke] foLrkj ,oa izkjaHk A&¼1½ ;g vf/kfu;e f cgkj tekdÙkkZvksa ds fgrksa dk 
laj{k.k ¼foRrh; LFkkiukvksa esa½ ¼la'kks/ku½ vf/kfu;e] 2013 dgk tk ldsxk A 
¼2½ bldk foLrkj laiw.kZ fcgkj jkT; esa gksxk A 
¼3½ ;g rqjar izo`Ùk gksxk A  
22 22-- --    fcgkj vf/kfu;e& 18] 2002 dh /kkjk& 2 esa la'kks/ku  A&& ¼1½ fcgkj vf/kfu;e& 18] 2002 dh /kkjk& 2 esa la'kks/ku A&& ¼1½ fcgkj vf/kfu;e& 18] 2002 dh /kkjk& 2 esa la'kks/ku A&& ¼1½ fcgkj vf/kfu;e& 18] 2002 dh /kkjk& 2 esa la'kks/ku A&& ¼1½ mDr vf/kfu;e esa] 
/kkjk&2 dh mi&/kkjk ¼d½ ,oa ¼[k½ fuEufyf[kr }kjk izfrLFkkfir dh tk,xh %& 
^^¼d½ ^^l{ke izkf/kdkjh** ls vfHkizsr gS jkT; ljdkj  }kjk vf/klwfpr dksbZ Hkh inkf/kdkjh 
vFkok ftyk lekgÙkkZ vFkok ftyk dk dksbZ inkf/kdkjh tks vij lekgÙkkZ vFkok led{k dh iafDr 
ls uhps dk u gks A 
¼[k½ ^^vfHkfgr U;k;ky;** ls vfHkizsr gS /kkjk& 7 ds v/khu xfBr vfHkfgr U;k;ky;A** 
¼2½ mDr vf/kfu;e dh /kkjk&2 dh mi&/kkjk ¼?k½ ds ckn  fuEufyf[kr ,d Li"Vhdj.k 
tksM+k tk,xk %& 
^^Li"Vhdj.k & ^^Li"Vhdj.k & ^^Li"Vhdj.k & ^^Li"Vhdj.k & blesa oSlk O;olk; ;Fkk] vpy laifÙk] o `{kkjksi.k] i;ZVu vkSj ;k=k] 
i'kqikyu] gksVy] fjlkWVZ] euksjatu ikdZ] mlds fdlh Hkh dherh lkeku ;k lsok ;k migkj dh 
vkiwfÙkZ vkfn] ftlesa izPNUu :i esa /kujkf'k tek fy;k tkrk gS] Hkh 'kkfey gksxk A**  
33 33-- --    fcgkj vf/kfu;e 18] 2002 dh /kkjk& 2 ds ckn ,d ubZ /kkjk& 2d dk vUr%LFkkiu fcgkj vf/kfu;e 18] 2002 dh /kkjk& 2 ds ckn ,d ubZ / kkjk& 2d dk vUr%LFkkiu fcgkj vf/kfu;e 18] 2002 dh /kkjk& 2 ds ckn ,d ubZ / kkjk& 2d dk vUr%LFkkiu fcgkj vf/kfu;e 18] 2002 dh /kkjk& 2 ds ckn ,d ubZ / kkjk& 2d dk vUr%LFkkiu 
A&& A&& A&& A&& 
    mDr vf/kfu;e dh /kkjk&2 ds ckn fuEufyf[kr ubZ /kkjk&2d vUr%LFkkfir dh tk,xh %& 
^^2d ^^2d ^^2d ^^2d-- --& vkKkid lwpuk] & vkKkid lwpuk] & vkKkid lwpuk] & vkKkid lwpuk] lwpuk ekaxus dh lwpuk ekaxus dh lwpuk ekaxus dh lwpuk ekaxus dh 'kfDr rFkk xSj vuqikyu ds fy, 'kfDr rFkk xSj vuqikyu ds fy, 'kfDr rFkk xSj vuqikyu ds fy, 'kfDr rFkk xSj vuqikyu ds fy, ltk % ltk % ltk % ltk % (1) 
fcgkj jkT; ;k mlds fdlh fgLls esa dk;kZy; LFkkfir d jus ,oa dk;Z dk ifjpkyu djus gsrq 
vk'kf;r dksbZ foÙkh; LFkkiuk vius fØ;k&dykiksa] dk; Z {ks=ksa ,oa@;k O;olk; dh] lHkh vko';d 
dkxt&i=ksa ds lkFk foLr`r tkudkjh fyf[kr :i esa l{k e izkf/kdkjh dks nsxk A bl tkudkjh esa 
lacaf/kr jkT; ds daiuh jftLVªkj }kjk bldk jftLVªhdj.k ,oa Hkkjrh; fjtoZ cSad] Hkkjrh; izfrHkwfr 
,oa fofue; cksMZ ;k mi;qZDr iz;kstukFkZ fdlh vU; fo fu;ked izkf/kdkj ls izkIr vuqKfIr vkSj 
jftLVªhdj.k ds ckjs esa C;ksjs ds lkFk blds dk;kZy;  lajpuk vkSj fofufnZ"V LFkku@irk Hkh 
lfEefyr gksxk % 
ijUrq bl vf/kfu;e ds izkjaHk gksus ds igys ls ifjpk fyr foRrh; LFkkiuk bl vf/kfu;e 
ds izkjaHk gksus ds 30 fnuksa ds Hkhrj ftyk lekgÙkk Z@l{ke izkf/kdkjh dks visf{kr tkudkjh izLrqr 
djsxk A** 
(2) l{ke izkf/kdkjh dks] foRrh; LFkkiuk ;k mlds in/kkjh  ftlesa mlds izoÙkZd] funs'kd] 
Hkkxhnkj ;k izca/kd ;k ,slh foRrh; LFkkiuk ds lnL; 'kkfey gSa] ls tkudkjh dh ekax djus ;k 
vis{kk djus ;k ;Fkkisf{kr ,slh tkudkjh nsus gsrq ljdkj ds fdlh dk;kZy; ;k izkf/kdkjh ;k fdlh 
LFkkuh; izkf/kdkjh ;k fdlh vU; O;fDr dks funs'k nsu s dh 'kfDr gksxh vkSj ,slh foRrh; LFkkiuk 
;k mlds in/kkjh ;k izoÙkZd] funs'kd] Hkkxhnkj ;k iz ca/kd ;k ,slh foRrh; LFkkiuk ds lnL; ;k 
ljdkj dk inkf/kdkjh ;k izkf/kdkjh ;k LFkkuh; izkf/kdkjh ;k dksbZ vU; O;fDr rqjUr ml tkudkjh 
dks l{ke izkf/kdkjh dks  nsxkA  
(3) /kkjk&2d dh mi&/kkjk ¼1½  ds v/khu l{ke izkf/kdkjh dks visf{kr tkudkjh nsus e sa 
foQy gksus vFkok xyr ;k Hkzked c;ku nsus ;k /kkjk&3 d ds v/khu ;Fkkisf{kr vfHkys[k@nLrkost 
vkfn dk miLFkkiu vFkok fujh{k.k dh vuqefr nsus ls b adkj djus dh fLFkfr esa ftyk ds 
lekgÙkkZ] ftlds LFkkuh; {ks=kf/kdkj esa foRrh; LFkk iuk] dkjckj dk lapkyu dj jgk gS] larq"V 
gksdj] fof/k ds vuqlkj] foRrh; LFkkiuk dks mfpr vol j nsus ds ckn] ,slh gjsd pwd ds fy, 
100000@& ¼,d yk[k½ :i;s rd dk tqekZuk yxk ldsxk A 
44 44-- --    fc fc fc fcgkj vf/kfu;e& 18] 2002 dh /kkjk& gkj vf/kfu;e& 18] 2002 dh /kkjk& gkj vf/kfu;e& 18] 2002 dh /kkjk& gkj vf/kfu;e& 18] 2002 dh /kkjk&3 esa la'kks/ku A&&3 esa la'kks/ku A&& 3 esa la'kks/ku A&& 3 esa la'kks/ku A&& mDr vf/kfu;e esa /kkjk&3 
ds fo|eku mica/k dks mi&/kkjk ¼1½ ds :i esa i<+k tk,xk ,oa rRi'pkr~ fuEufyf[kr ubZ mi&/kkjk 
¼2½ tksM+h tk,xh %&  
 3  /g466/uni092C/uni0939/uni093E/uni0930 /uni0917/uni091C/uni091F (/uni0905/uni0938/uni093E/uni0927/uni093E /uni0930/uni0923 ), 16  /uni0905/uni0917/u0903 /uni0924  2013  
 ^^¼2½ viuh vf/kdkfjrk ds v/khu iqfyl mik/kh{kd ;k m lds led{k ls uhps dh iafDr 
dk dksbZ iqfyl inkf/kdkjh bl vf/kfu;e ds v/khu fdlh vijk/k dh tkWp ugha djsxk( 
ijUrq iqfyl fujh{kd ls vU;wu iafDr dk dksbZ iqfyl v f/kdkjh Hkh ;fn bl fufeÙk] 
lkekU; ;k fo'ks"k vkns'k }kjk] jkT; ljdkj }kjk izkf/kÑr fd;k x;k gks rks og] ;FkkfLFkfr] izFke 
Js.kh ds esVªksiksfyVu eftLVªsV vFkok izFke Js.kh ds eftLVªsV ds vkns'k ds fcuk] fdlh ,sls vijk/k 
dk vuqla/kku dj ldsxk vFkok mlds fy, fcuk okjaV ds fxj¶rkjh dj ldsxk** A 
55 55-- --    fc fc fc fcgkj vf/kfu;e& 18] 2002 dh /kkjk& gkj vf/kfu;e& 18] 2002 dh /kkjk& gkj vf/kfu;e& 18] 2002 dh /kkjk& gkj vf/kfu;e& 18] 2002 dh /kkjk&3 ds ckn 3 ds ckn 3 ds ckn 3 ds ckn ubZ /kkjk& ubZ /kkjk& ubZ /kkjk& ubZ /kkjk&3d ,oa 3[k dk 3d ,oa 3[k dk 3d ,oa 3[k dk 3d ,oa 3[k dk 
vUr%LFkkiu  A& vUr%LFkkiu  A& vUr%LFkkiu  A& vUr%LFkkiu  A& mDr vf/kfu;e dh /kkjk&3 ds ckn fuEuf yf[kr ubZ /kkjk&3d ,oa 3[k 
vUr%LFkkfir dh tk,xh && 
^^3d& ifjlj esa izos'k djus rFkk dfri; nLrkostksa dk fujh{k.k djus dh    ^^3d& ifjlj esa izos'k djus rFkk dfri; nLrkostksa dk fujh{k.k djus dh    ^^3d& ifjlj esa izos'k djus rFkk dfri; nLrkostksa dk fujh{k.k djus dh    ^^3d& ifjlj esa izos'k djus rFkk dfri; nLrkostksa dk fujh{k.k djus dh    'kfDr 'kfDr 'kfDr 'kfDr&& && && && (1) 
l{ke izkf/kdkjh ;k mlds v/khu vuqeaMy inkf/kdkjh ls vU;wu iafDr dk dksbZ vU; izkf/kdkjh bl 
vf/kfu;e ds mís';ksa dks vkxs c<+kus ds fy,] fdlh H kh ifjlj] tgk¡ dksbZ jftLVj] fdrkc] 
vfHkys[k] dkxt&i=] vkosnu] bysDVªkWfud HkaMkj.k vkS j iquizkZfIr fMokbl ;k ek/;e ls lwpuk] 
fy[kr ;k dk;Zokgh j[kk x;k gks] esa izos'k dj ldsxk rFkk fujh{k.k dj ldsxk rFkk mUgsa fujh{k.k 
djus ds ckn ,slh fVIif.k;k¡ vkSj m)j.k ys ldsxk] tks og mfpr le>s A  
(2) gjsd O;fDr] ftldh vfHkj{kk esa ;k vuqj{k.k esa bl r jg dk jftLVj] fdrkc] 
vfHkys[k] dkxt&i=] vkosnu] fy[kr ;k dk;Zokgh gks] ; Fkksfpr le; ij l{ke izkf/kdkjh vFkok 
l{ke inkf/kdkjh }kjk izkf/kÑr vU; izkf/kdkjh ds le{ k miLFkkfir djsxk ;k  fujh{k.k djus ;k 
mldk uksV vkSj m)j.k] tSlk vko';d le>s] ysus ds fy,  vuqefr nsxk vkSj ;fn vko';d gks 
rks og mUgsa vfHkx`ghr vkSj ifj:) ¼bEikmUM½ djsxk %  
ijUrq ml {ks= dh vf/kdkfjrk okys eftLVªsV }kjk fuxZr lpZ okjaV ds izkf/kdkj ds flok; 
vkoklh; ifjlj ¼tks dkjckj&lg&vkokl LFky u gks½ esa dksbZ Hkh izos'k rFkk ryk'kh ugha dh 
tk,xh rFkk] tgk¡ rd gks lds] bl /kkjk ds v/khu lHkh  ryk'kh naM izfØ;k lafgrk] 1973 ds 
mica/kksa ds vuqlkj dh tk,xh A     
3[k& ryk'kh] vfHkxzg.k] laifÙk dh tCrh rFkk mldk iz ca/ku %& 3[k& ryk'kh] vfHkxzg.k] laifÙk dh tCrh rFkk mldk iz ca/ku %& 3[k& ryk'kh] vfHkxzg.k] laifÙk dh tCrh rFkk mldk iz ca/ku %& 3[k& ryk'kh] vfHkxzg.k] laifÙk dh tCrh rFkk mldk iz ca/ku %& (1) tgk¡ l{ke izkf/kdkjh 
dks tkudkjh gksus ij rFkk ,slh tkWp&iM+rky ds ckn ftls og Bhd rFkk vko';d le>s] fo'okl 
djus dk dkj.k gks fd fdlh foÙkh; LFkkiuk ds dkjckj vFkok dk;ksaZ dks lapkfyr djus vFkok 
izca/ku ds fy, ftEesnkj fdlh foRrh; LFkkiuk ;k izoÙ kZd] Hkkxhnkj] funs'kd] izca/kd] lnL;] 
deZpkjh ;k izca/ku ds fy, ftEesnkj dksbZ vU; O;fDr & 
¼d½ us ,slk dk;Z fd;k gS tks /kkjk&3 dh mi&/kkjk ¼1½ ds v/khu ,d vijk/k gS( vFkok 
¼[k½ /kkjk&3 dh mi&/kkjk ¼1½ ds v/khu fdlh vijk/k esa varxZzLr dksbZ lkexzh mlds dCts 
esa gS( vFkok  
¼x½ /kkjk&3¼1½ ds v/khu fdlh vijk/k ls lac) dksbZ vfHkys[k mlds dCts esa gS( vFkok 
¼?k½ /kkjk&3 dh mi&/kkjk ¼1½ ds v/khu fdlh dk;kZy; ls lac) dksbZ Hkh laifÙk mlds 
dCts esa gS] ,slk l{ke izkf/kdkjh bl fufeÙk cuk, x,  fu;eksa ds v/;/khu] fdlh Hkh inkf/kdkjh 
dks && 
(i) fdlh Hkh Hkou] txg] ty;ku] okgu ;k foeku esa ,slh lgk;rk ds lkFk tks vko';d 
gks ds lkFk izos'k vkSj ryk'kh djus ds fy, izkf/kÑr dj ldsxk] tgk¡ mls lansg djus dk dkj.k 
gks fd mlesa vijk/k dk fdlh rjg dk vfHkys[k ;k vkxe j[kk x;k gks(  
(ii) dksbZ njoktk] ckWDl] ykSdj] lsQ] vkWyekjh vkfn dk r kyk rksM+us@[kksyus ds fy, 
izkf/kÑr dj ldsxk(  
(iii) tgk¡ ,sls inkf/kdkjh dks ;g fo'okl djus dk dkj.k gk s fd ,slh ryk'kh esa ik;h 
x;h laifÙk Nqik;h] varfjr vFkok bl jhfr ls fuiVk;h tk ldrh gS ftlds ifj.kkeLo:i og 
laifÙk O;fur gks tk,xh rks og ml laifÙk ds vfHkys[k dh tOrh ds fy, vkns'k dj ldsxk; 
(iv) ,sls vfHkys[kksa ij igpku dk fu'kku yxkus ;k mldk m )j.k ;k izfr;k¡ djus ;k 
djokus ds fy, izkf/kÑr dj ldsxk( 
(v) ,sls vfHkys[kksa ;k laifÙk dh ,d lwph vFkok fooj.k rS;kj djus ds fy, izkf/kd`r dj 
ldsxk(  
 4 /g466/uni092C/uni0939/uni093E/uni0930 /uni0917/uni091C/uni091F (/uni0905/uni0938/uni093E/uni0927/uni093E/uni0930/uni0923 ), 16 /uni0905/uni0917/u0903 /uni0924  2013  
 (vi) fdlh O;fDr dh] ftlds dCts ;k fu;a=.k esa dksbZ vfHkys[k ;k laifÙk ik;h tk;] bl 
vf/kfu;e ds v/khu fdlh vuqla/kku ds iz;kstukFkZ lql axr lHkh ;k fdlh fo"k; dh ckcr 'kiFk 
ij tkWp djus ds fy, izkf/kÑr dj ldsxk A 
¼2½- tgk¡ fdlh foRrh; LFkkiuk ;k mlds izoÙkZd] Hkkx hnkj] funs'kd] izca/kd] lnL;] 
deZpkjh ;k izca/ku ds ftEesnkj fdlh vU; O;fDr ;k bl rjg ds foRrh; LFkkiuk ds dkjckj ;k 
ekeyksa dk lapkyu djus ds vfHkys[k ;k laifÙk dk vfH kxzg.k O;kogkfjd ugha gks] ogk¡ mi&/kkjk 
¼1½ ds v/khu izkf/kd`r inkf/kdkjh bls l{ke izkf/kdk jh dks izfrosfnr djsxk] tks ,slh jhfr ls tks 
fofgr fd;k tk;] ,slh laifÙk ij jksd yxkus ds laca/k  esa ,d vkns'k ikfjr dj ldsxk ftlds 
i'pkr~ ,slk vkns'k djusokys inkf/kdkjh dh iwokZuqef r ds flok; laifÙk dk varj.k vFkok vU;Fkk 
fuiVkjk ugha fd;k tk;sxk vkSj vkns'k dh ,d izfr lacaf/kr O;fDr dks rkehy dj nh tk,xh A 
¼3½- tgk¡ l{ke izkf/kdkjh mi&/kkjk ¼1½ ,oa mi&/kkjk  ¼2½ ds v/khu vkns'k nsrk gks rks 
og] ;FkkfLFkfr] mi&/kkjk ¼1½ ;k ¼2½ ds v/khu vkns'k  ds izdk'ku dh rkjh[k ls 30 fnuksa ds 
Hkhrj vfHkfgr U;k;ky; esa mu vk/kkjksa dk dFku djrs  gq,] ftuij l{ke izkf/kdkjh us ml 
mi&/kkjk ds v/khu ,slk vkns'k ikfjr fd;k gS] ,d 'ki Fk i= ds lkFk vkosnu djsxk rFkk 
vfHkfgr U;k;ky;] lacaf/kr O;fDr dks lqus tkus dk volj iznku djus ds i'pkr~] foRrh; LFkkiuk 
dh vfHkx`ghr vFkok jksdh xbZ laifÙk vFkok gjsd O;fD r] ftlds varxZr izoÙkZd] Hkkxhnkj] 
funs'kd] izca/kd] lnL;] deZpkjh vFkok /kkjk 4 esa ; Fkk mfYyf[kr jhfr ls] ,slh foÙkh; LFkkiuk 
ds dkjckj vFkok ekeyksa dk lapkyu ;k izca/ku djus d s fy, ftEesnkj dksbZ O;fDr gks] dh 
laifÙk dks tCr djus dk vkns'k ikfjr djsxk A  
¼4½- tgk¡ mi&/kkjk ¼3½ ds v/khu fdlh foRrh; LFkkiuk  dh vfHkx`ghr vFkok jksdh xbZ 
laifÙk vFkok gjsd O;fDr dh ftlds v/khu izoÙkZd] Hkk xhnkj] funs'kd] izca/kd] lnL;] deZpkjh 
;k ,slh foRrh; LFkkiuk ds dkjckj ;k ekeyksa dk lapkyu ;k izca/ku djus ds fy, ftEesnkj dksbZ 
O;fDr gks] laifÙk tCr djus dk vkns'k ikfjr fd;k x;k  gks rks lHkh izdkj ds _.kHkkj ls eqDr 
,slh laifÙk ds lHkh vf/kdkj ,oa gd l{ke izkf/kdkjh esa fufgr gks tk;saxs A 
¼5½- l{ke izkf/kdkjh] mruh la[;k esa] tSlk mfpr le>s] inkf/kdkfj;ksa dh fu;qfDr] fyf[kr 
:i esa] iz'kkld dk dk;Z djus gsrq dj ldsxk A 
¼6½- mi&/kkjk ¼5½ ds v/khu fu;qDr iz'kkld laifÙk dk s izkIr djsxk rFkk mldk izca/ku 
ml jhfr rFkk mu 'kÙkksZa ds v/;/khu djsxk tks fofgr dh tk; A 
¼7½- tekdÙkkZvksa ds fgrksa dh j{kk ds fy, jkT; ljd kj }kjk fu;qDr l{ke izkf/kdkjh esa 
fufgr laifÙk ds fuiVkjk gsrq iz'kkld] ,sls mik;] ,slh jhfr ls djsxk tks fofgr dh tk;A** 
66 66-- --    fc fc fc fcgkj vf/kfu;e& 18] 2002 dh /kkjk& gkj vf/kfu;e& 18] 2002 dh /kkjk& gkj vf/kfu;e& 18] 2002 dh /kkjk& gkj vf/kfu;e& 18] 2002 dh /kkjk&5 esa la'kks/ku A&&5 esa la'kks/ku A&& 5 esa la'kks/ku A&& 5 esa la'kks/ku A&& mDr vf/kfu;e dh /kkjk&5 
dh mi&/kkjk ¼1½ ,oa ¼2½ fuEufyf[kr }kjk izfrLFkkfir dh tk,xh %& 
^^¼1½ l{ke izkf/kdkjh foÙkh; LFkkiuk dh /kkjk&4 ds v/khu ljdkj ds vkns'k }kjk dqdZ 
/ku ,oa laifÙk ij fu;a=.k djsxk A   
¼2½ l{ke izkf/kdkjh] vfcyEc ,slh lHkh vko';d dkjZok bZ djsxk tks lacaf/kr foRrh; 
LFkkiuk ds lHkh /ku ,oa vkfLr;ksa dks HkkSfrd dCtk esa ysus ds fy, vko';d ,oa lehphu gks 
vkSj l{ke izkf/kdkjh dks lHkh 'kfDr;k¡ izkIr gksxh tks iwoksZDr iz;kstukFkZ vko';d gksa A** 
77 77-- --    fc fc fc fcgkj vf/kfu;e& 18] 2002 dh /kkjk& gkj vf/kfu;e& 18] 2002 dh /kkjk& gkj vf/kfu;e& 18] 2002 dh /kkjk& gkj vf/kfu;e& 18] 2002 dh /kkjk&6 esa la'kks/ku A&&6 esa la'kks/ku A&& 6 esa la'kks/ku A&& 6 esa la'kks/ku A&& mDr vf/kfu;e dh /kkjk&6 
dh mi&/kkjk ¼1½ fuEufyf[kr }kjk izfrLFkkfir dh tk,xh %& 
^^¼1½ l{ke izkf/kdkjh foRrh; LFkkiuk dh vkfLr;ksa v kSj tek nkf;Roksa dk fu/kkZj.k djsxk 
vkSj mldk fooj.k /kkjk&4¼1½ ds v/khu vkns'k gksus d s 30 fnuksa ds Hkhrj vfHkfgr U;k;ky; dks 
Hkst nsxk A** 
fcgkj&jkT;iky ds vkns'k ls] 
mTToy dqekj nqcs] 
ljdkj ds la;qDr lfpoA 
16 vxLr 2013 
la0 ,y0th0&1&22@2013@164@yst% A&fcgkj fo/kku eaMy }kjk ;Fkkikfjr vkSj egkefge jkT ;iky 
}kjk fnukad 11 vxLr 2013 dks vuqer fcgkj tekdÙkkZvksa ds fgrksa dk laj{k.k ¼foÙkh; LFk kiukvksa 
esa½ ¼la'kks/ku½ vf/kfu;e] 2013 dk fuEufyf[kr vaxzsth vuqokn fcgkj&jkT;iky ds izkf/ kdkj ls blds 
 5 /g466/uni092C/uni0939/uni093E/uni0930 /uni0917/uni091C/uni091F (/uni0905/uni0938/uni093E/uni0927/uni093E /uni0930/uni0923 ), 16  /uni0905/uni0917/u0903 /uni0924  2013  
 }kjk izdkf'kr fd;k tkrk gS] ftls Hkkjrh; lafo/kku ds vuqPNsn 348 ds [kaM¼3½ ds v/khu mDr vf/kfu;e 
dk vaxzsth Hkk"kk esa izkf/kd`r ikB le>k tk;sxk A          
     fcgkj&jkT;iky ds vkns'k ls] 
mTToy dqekj nqcs] 
ljdkj ds la;qDr lfpoA 
The Bihar Protection of Interest of Depositors (In Financial Establishments) 
(Amendment) Act, 2013 
[Bihar Act 19, 2013] 
AN 
ACT 
TO AMEND THE BIHAR PROTECTION OF INTEREST OF DEPOSITORS 
(IN FINANCIAL ESTABLISHMENTS) ACT, 2002 [BIHAR ACT, 18 OF 2002] 
Be it enacted by the Legislature of the State of Bi har in the Sixty-fourth year of the 
Republic of India follows :- 
1. Short Title, extent and Commencement -- (1) This Act may be called the 
Bihar Protection of Interest of Depositors (In Fina ncial Establishments) (Amendment) 
Act, 2013.  
(2) It shall extend to whole of the State of Bihar. 
(3) It shall come into force at once. 
2. Amendment in section 2 of the Bihar Act, 18 of 2 002 -- (1) In the said Act 
sub-section (a) and (b) of section- 2 shall be substituted by the following :-  
"(a) 
"Competent Authority" means any officer notified by the State Government 
or the Collector of the district or any officer, not below the rank of Additional Collector or 
equivalent in the district. 
(b) "Designated Court" means the Designated Court Constituted under section 7;" 
(2) The following Explanation shall be added after sub-section (d) of section 2 of 
the said Act :-  
Explanation  - "It shall also include deposit taking business in disguised form like 
the business of real-estate, plantation, tours and travels, cattle rearing, hotels, resorts , 
amusement parks, supply of any valuable goods or service or gift thereof etc."  
 3. Insertion of new section 2A after section 2 of the Bihar Act, 18 of 2002- the 
following new section 2A shall be inserted, after section 2 of the said Act :-  
"2A Mandatory Intimation, Power to call for information and punishment for 
non compliance-  (1) Any Financial Establishment intending to establish an office and 
operate in the State of Bihar or any part thereof shall furnish information in writing to 
the Competent Authority about the details of its activities, areas of operation and/or 
business, supported by all necessary papers. This information shall also include its 
registration by the Registrar of Companies of the State Concerned as also about the 
registration and the license obtained from the Reserve Bank of India, Securities and 
Exchange Board of India or any other regulatory authority for the purpose aforesaid with 
details of its office structure and specific location/address :  
Provided that the Financial Establishment operating before the commencement 
of this Act shall furnish the requisite information to the Collector of the 
district/Competent Authority within 30 days of the commencement of this Act. 
(2) The Competent Authority shall have the power to call for or require any 
information about the Financial Establishment or its office  bearers including the 
promoter, director, partner or manager or members of such Financial Establishment or 
direct any office or authority of the Government or a local authority or any other person, 
 6 /g466/uni092C/uni0939/uni093E/uni0930 /uni0917/uni091C/uni091F (/uni0905/uni0938/uni093E/uni0927/uni093E/uni0930/uni0923 ), 16 /uni0905/uni0917/u0903 /uni0924  2013  
 to furnish such information as may be required, and such Financial Establishment or its 
office bearer or promoter, director, partner or manager or members of such Financial 
Establishment or officer or authority of the Government or local authority or any other 
person, shall forth with furnish such information to the Competent Authority. 
(3) Failure to furnish the requisite information to the Competent Authority as 
under sub-section (1) of section 2A or furnishing wrong or misleading statement, or 
refuse to produce or to permit inspection of records/documents etc, as required under 
section 3A, the Collector of the District under whose local jurisdiction the Financial 
Establishment conducting its business operation, if satisfied, may after giving reasonable 
opportunity to the Financial Establishment in accordance with law, impose a fine of up to 
Rs. 100000/- (Rupee one Lakh) for every such default. " 
4. Amendment in section 3 of the Bihar Act, 18 of 2 002 -- In the said Act, the 
existing provision of section 3 will be read as sub-section (1) after that, 
The following new sub-section (2) shall be added, after sub-section (1) of section 3 
of the said Act :- 
"(2) No police official below the rank of Deputy Su perintendent of police or 
equivalent, having jurisdiction, shall investigate an offence under this Act : 
Provided that if a police officer not below the ran k of an Inspector of police is 
authorized by the State Government in this behalf b y general or special order, he may also 
investigate any such offence without the order of M etropolitan Magistrate or a Magistrate 
of the first class, as the case may be, or make arrest thereof without warrant. 
5. Insertion of new section 3A and section 3B after  section 3 of the Bihar Act, 
18 of 2002-- The following new section 3A and 3B sh all be inserted, after section 3 of 
the said   Act :-  
"3A Power to enter premises and inspect certain documents - (1) The 
Competent Authority or any other authority not below the rank of the Sub divisional - 
Officer under him, for the furtherance of the purposes of this Act may enter and inspect 
any premises, where any register, book, record, paper, application, information in 
electronic storage and retrieval device or medium, instrument or proceedings are kept 
and to inspect them and to take such notes and extracts as it may deem necessary.  
(2) Every person having in his custody or maintaining such register, book, record, 
paper, application, instrument or proceedings shall at all reasonable times produce or 
permit the Competent Authority or any other authority authorized by the Competent 
Authority to inspect them to take notes and extracts as it may deem necessary and if 
necessary seize and impound them : 
Provided that no residential accommodation (not being a place of business cum 
residence) shall be so entered into and searched except on the authority of a search 
warrant issued by a Magistrate having jurisdiction over the area, and all searches under 
this section shall, so far as may be, be made in accordance with the provisions of the 
Code of Criminal Procedure, 1973. 
3B Search, Seizure and confiscation of property and its management - (1) where 
the Competent Authority, upon information and after such enquiry as he thinks fit and 
necessary, has reason to believe that any financial establishment or the promoter, 
partner, director, manager, member, employee or any other person responsible for the 
management of, or for conducting the business or af fairs of such financial 
establishment— 
(a) has committed any act which constitutes an offence under sub-section (1) of 
section 3; or 
 7  /g466/uni092C/uni0939/uni093E/uni0930 /uni0917/uni091C/uni091F (/uni0905/uni0938/uni093E/uni0927/uni093E /uni0930/uni0923 ), 16  /uni0905/uni0917/u0903 /uni0924  2013  
 (b) is in possession of any material of crime involved in an offence under sub-
section (1) of section-3; or 
(c) is in possession of any records relating to an office under sub-section (1) of 
section-3; or  
(d) is in possession of any property relating to an office under sub- section (1) of 
section 3; such Competent Authority may, subject to the rules made in this behalf, 
authorize any officers--- 
(i) to enter, with such assistance as may be required, and search any building, 
place, vessel, vehicle or aircraft where he has reason to suspect that such records or 
proceeds of crime are kept; 
(ii) to break /open the lock of any door, box, locker, safe, almirah etc; 
(iii) where such officer has reason to believe that any property found in such 
search is likely to be concealed, transferred or dealt with any manner which will result in 
disposal of such property, he may make order for seizure of such record or property; 
(iv) to place marks of identification on such records or make or cause to be made 
extracts or copies there from; 
(v) to prepare a statement or an inventory of such records or property; 
(vi) to examine on oath any person who is found to be in possession or control of 
any record or property, in respect of all or any of the matters relevant for the purpose of 
any investigation under the Act. 
(2) Where it is not practicable to seize such record or property of any financial 
establishment or the promoter, partner, director, manager, member, employee or any 
other person responsible for the management of, or for conducting the business or 
affairs of such financial establishment, the officer authorized under sub-section (1), shall 
report the same to the Competent Authority who may, in such manner as may be 
prescribed, make an order to freeze/attach such property whereupon the property shall 
not be transferred or otherwise dealt with, except with the prior permission of the 
officer making such order, and a copy of the order shall be served on the person 
concerned. 
(3) Where the Competent Authority has made an order under sub-section (1) or 
sub-section (2), it shall, within thirty days from the date of the publication of an order 
under sub-section (1) or sub-section (2), as the case may be, make an application 
supported by an affidavit stating the grounds on which such Competent Authority has 
issued the said order under that sub-section, to the Designated Court and the Designated 
Court shall, after giving an opportunity of being heard to the person concerned, make an 
order of confiscating such seized or freezed property of the financial establishment or 
the property of every person including the promoter, partner, director, manager, 
member, employee or any other person responsible for the management of, or for 
conducting the business or affairs of such financial establishment in the same manner as 
mentioned in section 4. 
(4) Where an order of confiscation of seized or freezed property of the financial 
establishment or the property of every person including the promoter, partner, director, 
manager, member, employee or any other person responsible for the management of, or 
for conducting the business or affairs of such financial establishment has been made 
under sub-section (3), all right and title in such property shall vest to the Competent 
Authority free from all encumbrances. 
 
 8 /g466/uni092C/uni0939/uni093E/uni0930 /uni0917/uni091C/uni091F (/uni0905/uni0938/uni093E/uni0927/uni093E/uni0930/uni0923 ), 16 /uni0905/uni0917/u0903 /uni0924  2013  
 (5) The Competent Authority may, in writing , appoint as many officers as it thinks 
fit, to perform the functions as an Administrator. 
(6) The Administrator appointed under sub -section (5), shall receive and manage 
the property in such manner, and subject to such conditions, as may be prescribed. 
(7) The Administrator shall, in such manner as may be prescribed, take such 
measures to dispose of the property which is vested in the Competent Authority 
appointed by the State Government, to protect the interest of the depositors." 
6. Amendment in section 5 of the Bihar Act, 18 of 2002 - sub-section (1) and (2)  
of section 5 of the said Act shall be substituted by the following :-  
"(1) The Competent Authority shall exercise control over the money and the 
properties attached, by the Government order under section 4 of a Financial 
Establishment. 
(2) The Competent Authority shall take such necessary actions as are necessary or 
expedient for taking physical possession of all the moneys and assets of the concerned 
financial establishment expeditiously and the Competent Authority shall have all the 
power which are necessary for the aforesaid purpose." 
7. Amendment in section 6 of the Bihar Act, 18 of 2002 - sub-section (1) of 
section 6 of the said Act shall be substituted by the following :-  
"(1) The Competent Authority shall assess to deposit liabilities and the assets of 
the financial establishment and submit the statement thereof to the Designated Court, 
within 30 days of the order under section 4(1)." 
     fcgkj&jkT;iky ds vkns'k ls] 
mTToy dqekj nqcs] 
ljdkj ds la;qDr lfpoA 
————— 
/uni0905/uni0927/uni0940/g162/uni0915, /uni0938/uni093F/uni091A/uni0935/uni093E/uni0932/uni092F /uni092E/uni0941/u093F/uni0923/uni093E/uni0932/uni092F, 
/g466/uni092C/uni0939/uni093E/uni0930, /uni092A/uni091F/uni0928/uni093E /g430/uni093E/uni0930/uni093E /u0942/uni0915/uni093E/uni093F/uni0936/uni0924 /uni090F/uni0935/uni0902 /uni092E/uni0941/g465/u093F/uni0924/uni0964  
/g466/uni092C/uni0939/uni093E/uni0930 /uni0917/uni091C/uni091F (/uni0905/uni0938/uni093E/uni0927/uni093E/uni0930/uni0923) 662-571+400-/uni0921/g5470/uni091F/g5470/uni092A/uni09400/uni0964 
Website: http://egazette.bih.nic.in 
 
 
 
 

‹ Prev All Bihar acts Next ›


Lexace India is a legal-information & technology platform — not a law firm. It does not advertise, solicit work, or provide legal advice, and no advocate–client relationship is created. Bare-act text for general information; verify against the official source.