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T.P. VISHNU KUMAR versus CANARA BANK P.N. ROAD, TIRUPPUR & ORS.

Citation: [2013] 1 S.C.R. 977 · Decided: 11-02-2013 · Supreme Court of India · Bench: K.S. RADHAKRISHNAN · Disposal: Dismissed

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Judgment (excerpt)

[2013] 1 S.C.R. 977 
T.P. VISHNU KUMAR 
v. 
CANARA BANK P.N. ROAD, TIRUPPUR & ORS. 
(SLP (C) Nos. 1258-1260 of 2013) 
FEBRUARY 11, 2013 
[K.S. RADHAKRISHNAN AND DIPAK MISRA, JJ.) 
A 
B 
Constitution of India, 1950 - Article 226 - Writ jurisdiction 
under - In the matter of recovery of dues to the Bank under 
Recovery of Debts Act - Original application filed by Bank C 
before Debt Recovery Tribunal -
The defendants filing 
applications before Tribunal for direction to the Bank to 
produce certain documents - Application dismissed - Writ 
Petition - Single Judge of High Court holding that documents 
were necessary for filing Additional Written Statement -
D 
Division Bench of High Court allowed Writ Appeal holding that 
the defendant had alternative remedy available u/s. 20 of the 
Act - On appeal, held: When specific remedy is available u/ 
s. 20, interference in exercise of jurisdiction under Article 226 
is not justified - Powers under Article 226 cannot be invoked E 
in the matter of recovery of dues under the Act, unless there 
is any statutory violation resulting in prejudice to party or 
where such proceedings are arbitrary, unreasonable and 
unfair - Single Judge decided the matter on merit which is 
impermissible in exercise of jurisdiction under Article 226 -
F 
Intervention of the writ court has delayed the proceedings for 
four years defeating the very purpose and object of the Act -
Recovery of Debts Due to Financial Institutions Act, 1993 -
s. 20 - Administration of Justice. 
The respondent-Bank filed Original Application G 
against the petitioner and respondent Nos. 2 to 6 before 
Debts Recovery Tribunal for recovery of total amount of 
Rs. 1,59,51,477 .93 with interest @ 17%. The appellant and 
977 
H 
978 
SUPREME COURT REPORTS 
[2013] 1 S.C.R. 
A respondent Nos. 2 to 6 filed interim applications before 
the tribunal seeking a direction to produce the extract of 
accounts as well as documents relating to banking 
transactions. The applications were rejected on the 
ground that the intention of the petitioner was only to 
B delay the proceedings. Petitioner challenged the order of 
the Tribunal in a Writ Petition. Single Judge of High Court 
allowed the petition holding that the documents were 
necessary for the purpose of filing additional written 
statement. Division Bench of High Court allowed the writ 
c appeal, holding that alternative remedy was available ul 
s. 20 of the Recovery of Debts Due to Banks and 
Financial Institutions Act, 1993. Hence the present 
petition. 
D 
Dismissing the petition, the Court 
HELD: 1. Debt Recovery Tribunals in the country are 
established for expeditious adjudication and recovery of 
debts due to banks and financial institutions. The 
Recovery of Debts due to Banks and Financial 
E Institutions Act, 1993 provides the mechanism to an 
aggrieved party, if he is dissatisfied with an order passed 
by the tribunal. Section 20 of the Act says that any person 
aggrieved by an order made, or deemed to have been made, 
by a Tribunal under the Act may prefer an appeal to an 
F Appellate Tribunal having jurisdiction in the matter. When a 
specific remedy is made available to the aggrieved party 
under Section 20 of the Act, the Single Judge of the High 
Court, in exercise of its jurisdiction under Article 226 of 
the Constitution of India, was not justified in interfering 
G with the orders passed by the Debt Recovery Tribunal. 
[Paras 6 and 8] [981-E-H; 982-A-B, E-F] 
H 
2. Powers of the High Court under Article 226 cannot 
be invoked in the matter of recovery of dues under the 
Act, unless there is any statutory violation resulting in 
T.P. VISHNU KUMAR v. CANARA BANK P.N. ROAD, 979 
TIRUPPUR 
prejudice to the party or where such proceedings or A 
action is wholly arbitrary, unreasonable and unfair. When 
the Act itself provides for a mechanism, by an appeal 
under Section 20 of the Act, the High Court is not justified 
in invoking jurisdiction under Article 226 to examine that 
the rejection of the applications by the tribunal was 
B 
correct or not. The petitioner and the contesting 
respondents have no case that either the Bank or the 
Tribunal had violated any statutory provisions by 
rejecting their applications. Writ petition was preferred 
against the rejection of applications and the same were c 
entertained by the Single Judge of High Court and 
decided on merits, which is impermissible while 
exercising its jurisdiction under Article 226 of the 
Constitution. If

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