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SRI. BENSON GEORGE versus RELIANCE GENERAL INSURANCE CO. LTD.& ANR.

Citation: [2022] 1 S.C.R. 653 · Decided: 25-02-2022 · Supreme Court of India · Bench: M.R. SHAH · Disposal: Case Partly allowed

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Judgment (excerpt)

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653
[2022] 1 S.C.R. 653
653
SRI. BENSON GEORGE
v.
RELIANCE GENERAL INSURANCE CO. LTD.& ANR.
(Civil Appeal No. 1540 of 2022)
FEBRUARY 25, 2022
[M. R. SHAH AND B.V. NAGARATHNA, JJ.]
Motor Vehicles Act, 1988: s.166 – Compensation – In a motor
accident, claimant aged 29 years sustained grievous brain injury –
He underwent brain surgeries – Even after discharge from hospital,
he remained in coma – At the time of accident, he was working in
bank and earning Rs. 4,59,425 p.a. – Tribunal awarded
compensation of Rs. 94.37 lacs along with interest @ 9% P.A. –
Both insurance company and the claimant filed appeals before High
Court – High Court partly allowed the appeal of claimant and
enhanced compensation from Rs. 94.37 lacs to Rs. 1.24 crores,
however, reduced interest from 9% to 6% P.A – Claimant still
aggrieved filed instant appeal – Grievance of claimant was that
award of Rs. 2 lacs under the head ‘pain and suffering’ and Rs.
one lac under the head ‘loss of amenities and happiness’ was not
sufficient – Held: Considering the prolonged hospitalization and
medical treatment and the claimant having undergone multiple
surgeries and still in coma and bedridden, High Court erred in
awarding Rs.2,00,000/- only under the head ‘pain, shock and
suffering’ – Amount of compensation under this head enhanced to
Rs.10,00,000/- – Similarly, the amount of Rs.1,00,000/- awarded
by the High Court under the head ‘loss of amenities and happiness’
can also be said to be on lower side – No amount can compensate
the loss of amenities and happiness more particularly a person who
is in coma since number of years and is bedridden for the entire life
– In facts and circumstances of the case, if amount of compensation
under the head ‘loss of amenities and happiness’ is enhanced to
Rs.10,00,000/- from that of Rs.1,00,000/- as awarded by the High
Court, it can be said to be a reasonable amount under the head loss
of amenities and happiness – However, as regards the interest rate,
no interference made.
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SUPREME COURT REPORTS
[2022] 1 S.C.R.
Partly allowing the appeal, the Court
HELD: 1.1 The pain, suffering and trauma suffered by the
claimant cannot be compensated in terms of the money. However,
still it will be a solace to award suitable compensation under
different heads including the pain, shock and suffering, loss of
amenities and happiness of life. In the facts and circumstances of
the case due to the prolonged hospitalization and the multiple
brain injuries/injuries sustained by the claimant and that he is
still in coma and is bedridden, if the amount of compensation
under the head of pain, shock and suffering is enhanced to
Rs.10,00,000/- it can be said to be a reasonable amount under
the head pain, shock and suffering. [Paras 7, 7.1][658-G-H;
659-A-B]
1.2 Similarly, the amount of Rs.1,00,000/- awarded by the
High Court under the head loss of amenities and happiness can
also be said to be on lower side. No amount can compensate the
loss of amenities and happiness more particularly a person who
is in coma since number of years and is bedridden for the entire
life. In the facts and circumstances of the case, if the amount of
compensation under the head loss of amenities and happiness is
enhanced to Rs.10,00,000/- from that of Rs.1,00,000/- as awarded
by the High Court, it can be said to be a reasonable amount under
the head loss of amenities and happiness. [Para 7.2][659-B-D]
Raj Kumar v. Ajay Kumar and Anr., (2011) 1 SCC 343
: [2010] 13 SCR 179; Lalan D. alias Lal and Anr. v.
Oriental Insurance Company Limited (2020) 9 SCC 805
– referred to.
2. Now so far as the impugned judgment and order passed
by the High Court reducing the amount of interest from 9% to
6% per annum is concerned, in the peculiar facts and
circumstances of the case, the same is not required to be
interfered with by this Court in exercise of powers under Article
136 of the Constitution of India. [Para 8.2][660-B-C]
Case Law Reference
[2010] 13 SCR 179
referred to
Para 4.1
(2020) 9 SCC 805
referred to
Para 4.3
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CIVIL APPELLATE JURISDICTION: Civil Appeal No. 1540
of 2022.
From the Judgment and Order dated 28.09.2020 of the High Court
of Karnataka at Bengaluru in MFA No.3183 of 2018 (MV).
Rohan Thawani, Karunakar Mahalik, Advs. for the Appellant.
Ms. Prerna Mehta, Adv. for the Respondents.
The Judgment of the Court was delivered by
M. R. SHAH, J.
1. Feeling aggrieved and dissatisfied with the impugned judgment
and order dated 28.09

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