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REKHA JAIN versus NATIONAL INSURANCE CO. LTD.

Citation: [2013] 13 S.C.R. 1113 · Decided: 01-08-2013 · Supreme Court of India · Bench: G.S. SINGHVI · Disposal: Appeal(s) allowed

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Judgment (excerpt)

[2013) 13 S.C.R. 1113 
:. ;. 
REKHA JAIN 
A 
'v. 
NATIONAL INSURANCE CO. LTD. 
(Civil Appeal Nos. 5370-5372 of 201~) 
AUGUST 1, 2013 
B 
[G.S. SINGHVI AND V. GOPALA GOWDA, JJ.] 
, 
Motor VeMcles Act, 1988 - s.166 - Compensation -
Grant of - Pecuniary damages towards medical expenses -
Television and film actress met with accident and sustained 
. 
I 
grievous injuries on her face and other parts of the body which 
c 
was assessed at 30% permanent disability -
Tribunal 
awarded Rs.17,51, 7261- towards pecuniary damages namely, 
medical charges, medicine expenses and other expenses -
Amount reduced by High Court to Rs. 7, 77,0001- -
D 
Justification ..., Held: Notjustified - Findings recorde(i by High 
CourtJor reduction of pecuniary damages from Rs.17,51, 7261 
·- to Rs. 7, 77, 0001- was wholly erroneous in law as the same 
was contrary to the facts pleaded and proved by producing 
evidence on record - Tribunal had awarded Rs. 17, 15, 7261-
E 
towards the medical expenses based on the legal evidence 
and, therefore compensation awarded by the Tribunal was 
affirmed. 
~ 
Motor Vehicles Act, 1988 - s.166 - Compensation -
F 
Grant of - Physical disability and functional disability -
Difference between - Held: A man is not compensated for 
physical injury; he is compensated for the loss which he 
suffers as a result of that injury - Functional disability is a 
forceful alteration of career option on account of physical and 
G 
·~ 
mental injuries due to an accident - Even though a claimant 
-does not suffer from 100% physical permanent disability, he 
suffers from 100% functional disability if he loses the capacity 
to pursue his work as a result of the aocident. 
1113 
H 
1114 
SUPREME COURT REPORTS 
[2013] 13 S.C.R. 
A 
Motor Vehicles Act, 1988 - s. 166 - Compensation -
""' : 
Grant of - Pecuniary damages - Television and film actress 
met with an accident and sustained grievous injuries on her 
face and other parts of the body which was assessed at 30% 
permanent disability - Held: For a film actress, physical 
B appearance particularly the facial features are very important 
. to acrin films and T. V. serials - On account of the accident, 
the face of appellant was disfigured, she put on weight and 
became fat and· therefore was unable to perform the role as 
an actress in films in future - Though as per the District 
c Medical Board, the permanent disability of appellant was 
30%, having regard to the nature of injuries suffered by her, 
the permanent disability of appellant should be treated as 
100% functional disablement as she cannot act in the films 
and in T. V. serials in future. at all - This relevant aspect of 
0 
the matter was conveniently omitted to be considered both by 
the Tribunal as well as by the High Court while determining 
compensation under various heads ·of non-pec.uniary 
damages -On facts, annual income of appellant assessed at 
Rs.5,00,0001 -
By adopting multiplier of 17, amount of 
Rs. 42, 50, 0001- awarded under the head of non-pecuniary 
E damages - Rs.10,00,0001- awarded for loss of amenities, 
pleasure of life and inability to attend social functions in future 
- Further Rs. 10, 00, 0001- awarded towards pain and suffering 
in view of the ordeal undergone by appellant. 
-1 
F 
The appellant, a 24 year old model and actress, while 
driving a car met with an accident on account of rash and 
negligent driving by a truck driver. She sustained 
grievous injuries on her face and other parts of the body 
which was assessed at 30% permanent disability. The 
G appellant went through a number of surgeries on 
1'-· 
acco·unt of the accident. 
The Tribunal awarded to appellant a total 
compensation of Rs.23,51,7261- including Rs.17,51,726/-
towards pecuniary damages namely, medical charges, 
H 
y 
REKHA JAIN v. NATIONAL INSURANCE CO. LTD. 
1115 
medicine expenses and other expenses; and Rs.6,000/-
A 
towards non-pecuniary damages. The High Court 
reduced the pecuniary damages awarded towards 
medical expenses incurred by the appellant from 
Rs.17,51,726/- to Rs.7,77,000/-, and by awarding a further 
amount of Rs.6,000/- towards non-pecuniary damages, 
B 
awarded a total compensation of about Rs.14,000/-. 
In the instant appeals, the questions which arose for 
consideration were: 1) whether the High Court was 
justified ·in reducing the pecuniary damages awarded 
C 
towards medical expenses incurred by the appellant from· 
Rs.17,51,726/- to Rs.7,77,000/- and 2) whether the 
appellant was entitled to

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