PAPPU AND ORS. versus VINOD KUMAR LAMBA AND ANR.
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A B C D E F G H 195 PAPPU AND ORS. v. VINOD KUMAR LAMBA AND ANR. (Civil Appeal No. 20962 of 2017) JANUARY 19, 2018 [DIPAK MISRA, CJI, A. M. KHANWILKAR AND DR. D. Y. CHANDRACHUD, JJ.] Motor Vehicles Act, 1988: s. 149(2)(a)(ii) – Motor vehicle accident – Liability of the insurance company – Onus to prove that offending vehicle was driven by unauthorized person – On whom – On facts, offending truck driven rashly and negligently, resulting in death of victim – Courts below absolved the Insurance company from its liability in respect of truck since the same was not driven by a person having a valid licence – On appeal, held: Insurance Company is entitled to take a defence that the offending vehicle was driven by an unauthorised person or the person driving the vehicle did not have a valid driving licence – Onus would shift on the Insurance Company only after the owner of the offending vehicle pleads and proves the basic facts within his knowledge that the driver of the offending vehicle was authorised by him to drive the vehicle and had a valid driving licence at the relevant time – On facts, owner of the offending vehicle did not produce any evidence except a driving licence of one driver, without any specific stand taken in the pleadings or in the evidence that the same driver was, in fact, authorised to drive the vehicle in question at the relevant time – Insurance Company plainly refuted the plea and also asserted that the offending vehicle was not driven by an authorised person having valid driving licence – Merely producing a valid insurance certificate in respect of the offending truck was not enough for the owner to make the Insurance Company liable to discharge his liability arising from rash and negligent driving by the driver of his vehicle – Thus, tribunal rightly absolved the Insurance Company from any liability for just reasons as affirmed by High Court. Motor vehicle accident – Liability of the insurance company, when absolved – Owner of the vehicle produced the insurance [2018] 1 S.C.R. 195 195 A B C D E F G H 196 SUPREME COURT REPORTS [2018] 1 S.C.R. certificate indicating that vehicle was comprehensively insured by the Insurance Company for unlimited liability – Held: Even if the insurer succeeds in establishing its defence, the tribunal or the Court can direct the insurance company to pay the award amount to the claimant and, in turn, recover the same from the owner of the vehicle – To sub serve the ends of justice, the insurer to pay the claim amount awarded by tribunal as confirmed by the High Court to the claimants in the first instance, with liberty to recover the same from the owner of the vehicle in accordance with law. National Insurance Co. Ltd. v. Swarn Singh and Ors. [2004] 1 SCR 180 : (2004) 3 SCC 297 – relied on. Case Law Reference [2004] 1 SCR 180 relied on Para 15 CIVIL APPELLATE JURISDICTION: Civil Appeal No. 20962 of 2017. From the Judgment and Order dated 09.10.2014 of the High Court of Judicature at Allahabad in First Appeal from Order No. 1138 of 2000. Sharve Singh, Sanjai Singh, Rajeev Singh, Advs. for the Appellants. Rishi Malhotra, Adv. for the Respondents. The Judgment of the Court was delivered by A. M. KHANWILKAR, J. 1. This appeal questions the legality and tenability of the judgment of the High Court of Judicature at Allahabad in First Appeal from Order No.1138 of 2000, dated 9th October, 2014, whereby the appeal filed by the appellants was dismissed by the High Court whilst rejecting the only question raised before it regarding absolving the Insurance Company (Respondent No.2) from any liability in respect of truck bearing No.DIL-5955, which was duly insured by respondent No.2 Insurance Company, on the ground that the same was not driven by a person having a valid licence, as found by the Motor Accident Claims Tribunal, District Allahabad in Claim Petition No.215 of 1999. 2. In the claim petition it was asserted that on 12.08.1995 Om Prakash, son of Satku Lal, was driving Truck No.URS-2735 when it was knocked down by a rashly and negligently driven Truck No.DIL- A B C D E F G H 197 5955 coming from the opposite direction, as a result of which Om Prakash succumbed to fatal injuries. The claim petition was filed by the widow of deceased Om Prakash. Om Prakash left behind his children Pappu, aged 16 years, Ramu, 12 years, Kumari Geeta, 14 years, Kumari Neetu, 10 years, Kumari Guriya, 8 years and his mother, Smt. Shiv Rani, at the time of the accident. The widow of deceased Om P
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