LexNATIONAL INSURANCE CO. LTD. versus SMT. SOBNA IAKAI AND ORS.
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NATIONAL INSURANCE CO.LTD. pyrshah SMT. SOBNA ÏAKAI AND ORS. Naitung 9, 2007 [A.K MATHUR AND DALVEER BHANDARI, JJ.] Insurance ( ka polisi jingsiew ba la ïateh bad ka kompani ban ïoh bailutksan na ka bynta ki jingjia ba jia ryngkhat) Ka polisi insurance – ka jingmyntoi – la rai: Yn treikam naduh ka por bad ka sngi ba la thoh ha ka polisi bad ymdei ha shuwa jong kata. Ka nongmudui – Ka kompani insurance ka la pynmih ïa ka polisi insurance (insurance policy) sha ki nongshahmudui ha ka 22.6.1994. Kane ka polisi ka la kut noh ha ka 21.6.1993 bad la pynthymmai biang ïa ka hadien 6 sngi ba ka la kut, kata ha ka 30.6.1993. Kane ka polisi ba la kdew hashuwa ka la kut noh ha ka 29.6.1994. Hadien 21 sngi jong ka jingkut noh jong kane ka polisi, la jïa ka aksiden kali ha ka por 9.15 baje mynstep ha ka 20.7.1994 ha kaba ar ngut ki briew ki la khlad noh. Ïa katei ka polisi la pynthymmai ha kajuh hi ka sngi, kata ha ka 20.7.1994 ha ka por 2.00 baje janmiet. Ïa ka por la thoh tikna ha ka kot kaba kyrteng ‘Motor Renewal Endorsement’ (ka jingkyrshan ban pynthymmai ïa ka kali). Ka Ïingbishar jong ka jingdawa ïa ki jingjia aksiden kali (MACT) ka la ailad ïa ka jingdawa khlem da kheiñ ïa ki kyndon bakyrpang jong ka polisi insurance. Ha ka jingujor, ka Ïingkashari High Court ka la rai ba ka kompani insurance kadei ban siew ïa ka bai lutksan tang na ka daw ba ka kompani kaba ujor kam shym la wanrah ïa u sahep nonglum pisa (cashier) bad ïa u ophisar kam pynroi (Development Officer). Namarkata, kine ki jingkyrpad. Kaba ailad ïa ki jingujor, ka Ïingkashari Jingpynshai Ki rai ne ki hukum ba la pynkylla sha ka ktien Khasi ki long tang ban shu sngewthuh ki nongpule ha ka ktien tynrai. Ym lah ban shim ne pyndonkam ïa ki na ka bynta kano kano ka jingthmu. Lada donkam ban pyntreikam ïa kine ki rai na ka bynta kano kano ka jingthmu, ki rai ne ki hukum ba la thoh ha ka ktien phareng kin ïeng kum kiba lah ban shim ne pyndonkam ban ïoh ïa ka jingmut ba shisha. La rai: 1.1. Ka jingtreikam jong ka polisi insurance kan sdang naduh ka por bad ka sngi ïa kiba la thoh ha ka polisi bad ymdei shuwa ïa kata. [paragraph 19] [114-C] 1.2. Lah ban kubur, ba ha ka por ba jia ka aksiden ha ka por 9.15 baje mynstep ha ka 20.7.1994, u nongshahmudui um shym la don hapoh jong ka jingpynbiang ïa ka insurance. Ïa ka polisi insurance la ïoh ha ka por 2.00 baje janmiet ha ka 20.7.1994 kaba paw shai ha ka kot jingkyrshan ban pynthymmai ïa ka kali. Ka polisi insurance bad ka kot jingkyrshan ban pynthymmai ïa ka kali ki la don ha ka record. Ïa baroh artylli kine ki kot ki sla la pynrung bad la pynshisha da ka kompani kaba mudui. Ka Ïingkashari Tribunal bad Ïingkashari High Court ki la bakla shibun eh da kaba iehnoh ïa kine ki kot ki sla kiba kongsan bad na kaba rai ïa ka mukotduma pyrshah ïa ka kompani nongmudui halor ka nongrim ba ka khlem wanrah ïa u sahep nonglum pisa bad ïa u ophisar kam pynroi. [paragraph 12 & 13] [112-G-H; 113-A-B] New Indïa Insurance Company pyrshah Ram Dayal, [1990] 2 SCR 570; M/S. National Insurance Co.Ltd. pyrshah Smt.Jikhubhal Nathuji Dabhi, [1997] 1 SCC 66; M/S. Oriental Insurance Co. Ltd. Pyrshah Sunita Rathi, [1998] 1 SCC 365; New Indïa Assurance Co. pyrshah Bhagwali Devi, [1998] 6 SCC 534; New Indïa Assurance Co.Ltd. pyrshah Sita Bai, [1997] 7 SCC 575; National Insurance Co. Ltd. Pyrshah Chinto Devi, [2000] 7 SCC 50 bad Kalaivani bad Ors. Pyrshah K.Sivashankar bad Ors., (2001) 10 SC 396, la pynshongnongrim ha kitei haneng. CIVIL APPEALATE JURISDICTION : Civil Appeal No. 1393 jong u snem 2001. Na ka rai bad ka hukum ba 4.10.1999 jong ka Ïingkashari High Court jong ka Assam Nagaland, Meghalaya, Mizoram, Manipur, Tripura bad ruh Arunachal Pradesh (Shillong Bench) ha ka M.A (F) No.3 (SH) jong u snem 1998. RYNGKAT BAD KA C.A No 1394 of 2001 K. Singhal, Vineet Malhotra bad Rajeev Nanda bad Binu Tamta na ka bynta u Nongmudui ha C.A. Nos. 1393 bad 1394 jong u snem 2001. Ïa ka rai jong ka Ïingbishar la ai da u DALVEER BHANDARI, Nongbishar. 1. Kine ki jingujor ki long pyrshah ïa ka rai ba mih ha ka 4.10.1999 ïa kaba la pynmih da ka Ïingkashari Guahati High Court ha ka mukotduma MA (F) Nos. 3 (SH) bad 4 (SH) jong ka snem 1998. 2. Ki jingshisha jong baroh artylli kine ki jingujor ki ïasyrïem, namarkata, ïa kine ki jingujor la pynkut noh da kawei ka rai kyllum. Na ka bynta ban pynsuk, la pynkynmaw biang ïa ki jingshisha jong ka Civil Appeal No. 1394 jong u snem 2001. 3. Ka jingkyl
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