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NATIONAL INSURANCE CO. LTD. & ANR. versus KIRPAL SINGH

Citation: [2014] 1 S.C.R. 380 · Decided: 10-01-2014 · Supreme Court of India · Bench: T.S. THAKUR · Disposal: Dismissed

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Judgment (excerpt)

A 
B 
c 
[2014] 1 S.C.R. 380 
NATIONAL INSURANCE CO. LTD. & ANR. 
v. 
KIRPAL SINGH 
(Civil Appeal No. 256 of 2014) 
JANUARY 10, 2014 
[T.S. THAKUR AND VIKRAMAJIT SEN, JJ.] 
General Insurance Employees Special Voluntary 
Retirement Scheme, 2004: 
Para 3, 5 and 6 -
Vo/unary retirement Scheme -
Eligibility - Qualifying service - Held In view of para 6 of 
SVRs of 2004 and Para 14 of Pension Scheme of 1995, any 
employee retiring from service of company/corporation would 
0 
qualify for payment of pension if he/she has rendered a 
minimum of ten years of service on the date of retirement -
Since para 29 and 30 of Pension Scheme 1995 do not govem 
the entitlement for those seeking the benefit of SVRS of 2004, 
para 14 can be invoked, which prescribes a qualifying service 
E of ten years only as a condition of eligibility - Expression 
"retirement' appearing in Para 14 of Pension scheme 1995 
should not only apply to cases which fall under Para 30 of the 
said scheme but also to a case falling under SVRS of 2004 
- Thus, those opting for voluntary retirement under SVRS of 
2004 would also qualify for payment of pension as they had 
F 
put in the qualifying service of ten years stipulated under Para 
14 of Pension Scheme 1995 -
General Insurance 
(Employees) Pension Scheme, 1995 - Para 14, 29 and 30. 
G 
H 
Words and Phrases: 
Word 'means' and the expression, "unless the context 
otherwise requires" - Connotation of- Interpretation of statues. 
The respondents opted for voluntary retirement in 
380 
NATIONAL INSURANCE CO. LTD. & ANR. v. KIRPAL 381 
SINGH 
terms of the General Insurance Employees Special 
.A 
Voluntary Retirement Scheme, 2004 (SVRS of 2004), and 
claimed ;pension as one of the benefits admissible to 
them under para 6 thereof. The claim was rejected by the 
appellants on the :ground that in terms of para 6 of SVRS 
of 2004, pension would be admissible to those seeking 
B 
voluntary r.etirement only if they were eligible for the same 
under the General lns1uance (Employees) Pension 
Scheme., 1995 (Pension Scheme 1995) and Para 30 of the 
Pension :Scheme 1995 made only such em.ployees 
eligible for pension who had completed twenty years of c 
qualifying service; and as the .respondents had not 
completed twenty years of qualify.ing service on the date 
of their voluntary retirement, they were not eligible for 
pension 1995. The writ petitions filed by the respondents 
were allowed ho1ding the respondents to be entitled to 
0 
claim pension. 
Dismissing the appeals, the Court 
HELD: 1.·1 • .A conjoint reading of para 6 of SVRS of 
2004 and para 14 of the Pension Scheme 1995, would 
E 
leave no manner·of doubt that any employee retiring from 
the service of the company/corporation would qualify for 
payment .of pension if he/she has rendered a minimum 
of ten years .of service on the date .of retirement. [para 7] 
[387-G] 
F 
1.2. Para 29 and Para 30 of the Pension Scheme 1995 
provides for '"superannuation pension" and "pension on 
voluntary retirement", .respectively. The SVRS of 2004 
does not obviously rest the claim for payment of pension 
on any one of the said two provisions. That is because 
G 
what is claimed by the employees- respondents ·is not 
superannuation pension nor is it pension on voluntary 
retirement within the meaning of para 30. As a matter of 
fact, para 6 (1 )(c} of the SVRS of 2004 s~pecif.ically 
provides that the notional benefit of additional five years 
H 
382 
SUPREME COURT REPORTS 
[2014} 1 S.C.R. 
A to be added to the service of the retiring employee as 
stipulated in para 30 of the pension scheme shall not be 
admissible for purposes of determining the quantum of 
pension and commutation of pension. It follows that the 
SVRS of 2004 did not for the purposes of grant of 
B pension adopt the scheme underlying para 30 of the 
Pension Scheme 1995. [para 10-11) [389-F-H; 390-E-G] 
1.3. The provisions of para 6 of the SVRS of 2004 
read with para 14 of the Pension Scheme 1995 which 
C stipulates only ten years qualifying service for an 
employee who retires from service to entitle him to claim 
pension would entitle those retiring pursuant to the 
SVRS of 2004 also to claim pension. Since paras 29 and 
30 of the Pension Scheme 1995 do not govern the 
0 entitlement for those seeking the benefit of SVRS of 2004, 
para 14 can be invoked, which prescribes a qualifying 
service of ten years only as a condition of eligibility. Not 
only because the provision for payment of pension is a 
ben

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