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MAMTAJ BI BAPUSAB NADAF & ORS. versus UNITED INDIA INSURANCE CO. & ORS.

Citation: [2010] 10 S.C.R. 996 · Decided: 07-09-2010 · Supreme Court of India · Bench: DALVEER BHANDARI · Disposal: Dismissed

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Judgment (excerpt)

B 
[2010] 10 S . .C.R. 996 
MAMTAJ 1 Bl BAPUSAB NADAF & ORS. 
v. 
UNITED JNDIA INSURANCE CO. & ORS. 
(Civil AppealNo. 7428 of 2010) 
SEPTEMBER 0
17, 2010 , 
[DALVEER BHANDARI AND DR. MUKUNDAKAM 
SHARMA, JJ.] 
Motor Vehicles Act, 1988- s. 147, Explanation - Liability 
C of insurance company - Incident resulting in death of 
workmen - Workmen engaged in unloading food grain from 
tractor trailer to underground storage bin - Workers falling into 
grocery pit while cleaning the pit for storing food grain - Death 
due to asphyxia - Claim petition - Insurance Company held 
o liable to pay compensation - High Court setting aside the 
liability of Insurance Company - Interference with - Held: Not 
called for - Vehicle was not involved in the accident - Death 
of workmen cannot said to have any proximate or direct 
connection with the vehicle - Compensation. 
E 
Two workmen were engaged in unloading food grain 
from the tractor-trailer to underground storage bin. The 
workmen while cleaning the grocery pit for storing food 
grain fell into the pit and died due to asphyxia. The legal 
representatives of the workmen filed claim petitions. The 
F Commissioner for Workmen's Compensation allowed the 
petitions holding the respondent-Insurance Company 
liable to pay compensation. The Insurance Company filed 
appeals. The High Court modified the order passed by 
the Commissioner and set aside the liability of the 
G Insurance Company. Therefore, the appellants filed the 
instant appeal. 
Dismissing the appeal, the Court 
H 
996 
MAMTAJ Bl BAPUSAB NADAF & ORS. v. UNITED 
997 
INDIA INSURANCE CO. 
HELD: On the facts of the case, the Single Judge of A 
the High Court has rightly held that the vehicle was not 
involved in the accident and the death of the workmen 
by no stretch of imagination can be said to have any 
proximate or direct connection with the vehicle; and that 
the mere fact that food grain was brought in the insured 
B 
vehicle to the spot where the workmen died, would not 
render the Insurance Company liable in respect of the 
death, the cause of which was not proximate to the actual 
user of the vehicle. Therefore, no interference is called 
for. {Paras 7 and 14] {999-A-B; 1001-G-H] 
c 
Shivaji Dayanu Patil and Anr. vs. Vatschala Uttam More 
(1991) 3 sec 530 - distinguished. 
Case Law Reference: 
(1991) 3 sec 530 
Distinguished. 
Para 9 
CIVIL APPELLATE JURISDICTION : Civil Appeal No. 
7428 of 2010. 
D 
From the Judgment & Order dated 25.10.2005 of the High 
E 
Court of Karnataka at Bangalore in M.F.A. No. 5843 & 5844 
of 2003 (WC). 
Ajay Kumar M., V.N. Raghupathy for the Appellants. 
A.K. De, Rajesh Dwivedi, Ashok K. Mahajan for the 
F 
Respondents. 
The Judgment of the Court was delivered by 
DALVEER BHANDARI, J. 1. Leave granted. 
2. This appeal emanates from the judgment and final order 
dated 25.10.2005 passed by the High Court of Karnataka at 
Bangalore in M.F.A. No.5843/2003 (WC) and M.F.A. No.5844/ 
2003 (WC). 
G 
H 
998 
SUPREME COURT REPORTS 
[2010] 10 S.C.R. 
A 
3. Brief facts which are relevant to dispose of this appeal 
are recapitulated as under: 
The claimants-respondents in M.F.A. No.5843 of 2003 are 
the legal representatives of one Bapusab Nadaf and the 
8 claimants-respondents in M.F.A. No.5844 of 2003 are the legal 
representatives of Basappa Gurappa Hipparagi, who were 
workmen engaged in uploading Maize (foodgrain) from a 
tractor-trailer. When Maize was being unloaded from the tractor 
to an underground storage bin ('Hagevu'), both the labourers 
climbed the grocery pit in order to clean the same for storing 
C Maize and while cleaning they fell into the grocery pit. They 
shouted from inside that they were suffocating, a rope was 
released to them but they did not catch it and they died due to 
asphyxia. These facts are not disputed. 
0 
4. The learned counsel for the appellants submitted that 
the Insurance Company has clear responsibility for this accident 
and the Insurance Company is liable and under an obligation 
to pay compensation to the appellants. This contention is 
rebutted by the learned counsel for the Insurance Company. 
E According to him, the vehicle in question was not involved in 
the accident. He further submitted that there has been no 
proximity or direct connection with the death of the workmen 
with the vehicle in any manner. At the time of the accident the 
vehicle in question was not in operation. 
F 
5. The claim petitions filed by the appellants before the 
Commissione

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