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GEETA DUBEY & ORS. versus UNITED INDIA INSURANCE CO. LTD. & ORS.

Citation: [2024] 12 S.C.R. 652 · Decided: 18-12-2024 · Supreme Court of India · Bench: BHUSHAN RAMKRISHNA GAVAI · Disposal: Appeal(s) allowed

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Judgment (excerpt)

[2024] 12 S.C.R. 652 : 2024 INSC 998
Geeta Dubey & Ors.
v.
United India Insurance Co. Ltd. & Ors.
(Civil Appeal No. 14668 of 2024)
18 December 2024
[B.R. Gavai and K.V. Viswanathan,* JJ.]
Issue for Consideration
Issue arose as regards the correctness of the cryptic order passed 
by the High Court setting aside the award passed by the MACT 
holding that the claimants have not adduced any evidence to prove 
the aspect of the accident taking place with the vehicle implicated 
in the case.
Headnotes†
Motor Vehicles Act, 1988 – s.173 – Appeals – Motor accident – 
Prosecution case that the respondent no. 2, who was driving 
the truck in a rash and negligent manner, hit the car in which 
the victim was travelling – Victim sustained serious injuries, 
was treated in the hospital and died after few days – Claim 
petition – MACT allowed the claim of the wife and son of the 
victim and awarded compensation against the respondents 
jointly and severally – High Court set aside the award holding 
that the claimants have not adduced any evidence to prove the 
aspect of the accident taking place with the vehicle implicated 
in the case – Correctness:
Held: Appeal u/s.173 is essentially in the nature of the first appeal – 
High Court is under a legal obligation to decide all issues both on 
facts and law after appreciating the entire evidence – This is a 
fortiori when the High Court proposes to reverse the well-reasoned 
award – On facts, in a first appeal filed u/s. 173, the High Court 
made a short shrift of the matter and by a summary order reversed 
the detailed award passed by the MACT – Except for a fleeting 
reference to the evidence of the prosecution witness, no real 
discussion on the substance of his deposition – No reference at all 
to final report, the FIR, the seizure memo of the vehicle after the 
* Author
[2024] 12 S.C.R. 
653
Geeta Dubey & Ors. v. United India Insurance Co. Ltd. & Ors.
issuance of s.133 notice and also no discussion on the findings of 
the MACT – Except for a bare assertion that the vehicle was wrongly 
involved, the insurance company which has setup a plea of collusion 
did nothing to make good its case – Judgment of the High Court 
wholly untenable – In claim cases, in case the accident is disputed 
or the involvement of the vehicle concerned is put in issue, the 
claimant is only expected to prove the same on a preponderance of 
probability and not beyond reasonable doubt – Applying the test of 
preponderance of probability, the claimants have established their 
case that it was the said truck which was involved in the accident 
with car wherein the deceased was travelling – Claimants having 
discharged the initial onus, if the insurance company had a case 
that there was collusion between the driver/owner of the truck and 
the claimants, it ought to discharge that burden – It is candidly 
admitted by the witness that they took no steps in this regard – On 
the principle of preponderance of probability, the claimants have 
established the involvement of vehicle – No reason for the police 
to falsely implicate the vehicle concerned and launch prosecution 
against the driver – No case for the insurance company that the 
police officer also colluded – Investigation by the police resulted in 
charge-sheet being filed – Findings of the MACT that death of the 
claimant’s husband was caused by the driving of the said truck by 
respondent no. 2 in a rash and negligent manner restored – No 
evidence adduced by the insurance company to show that the age 
was 58 years – Claimants proved that the age of the deceased was 
55 years – Judgment of the High Court quashed and set aside – 
Award passed by the MACT restored. [Paras 16-26]
Case Law Cited
Sudarsan Puhan v. Jayanta Ku. Mohanty and Others [2018] 12 SCR 
1101 : (2018) 10 SCC 552; Uttar Pradesh State Road Transport 
Corporation v. Mamta and Others [2016] 2 SCR 71 : (2016) 4 SCC 
172; National Insurance Co. Ltd. v. Naresh Kumar and 12 Others 
(2000) 10 SCC 158; Sajeena Ikhbal and Others, v. Mini Babu 
George and Others [2024] 10 SCR 786 : (2024) SCC OnLine SC 
2883; Bimla Devi & Ors. v. Himachal Road Transport Corporation 
& Ors. [2009] 6 SCR 362 : (2009) 13 SCC 530 – referred to.
List of Acts
Motor Vehicles Act, 1988; Code of Civil Procedure, 1908.
654
[2024] 12 S.C.R.
Supreme Court Reports
List of Keywords
Cryptic order; Evidence to prove the accident; First Appeals; 
Rash and negligent manner; Compensation; Jointly and severally; 
Appreciating the evi

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